Have you ever had one of those moments when things are so bleak that you just burst out laughing? The current ice cold real estate market is having that very effect on a lot of people. If you are down in the dumps, a laugh can help. Just consider the following.

If you owe the bank $100, that’s your problem. If you owe the bank $100 million, that’s the bank’s problem.

Definition of “potential” in real estate ads - Grim. Steer clear unless you have a lot of money and believe your blind dates really did have nice personalities. See “Ready to Rehab,” and “Fixer Upper.”

The dream of the older generation was to pay off a mortgage. The dream of today’s young families is to get one.

The trouble with owning a home is that no matter where you sit, you’re looking at something you should be doing.

Q: When is a one-story house a two-story house? A: You get one story before you buy and the second story after.

My real estate agent always gives 100 percent: 12% Monday, 23% Tuesday, 40% Wednesday, 20% Thursday and 5% Friday.

If you want to know exactly where the property line is, just watch the neighbor cut the grass.

I have a temporary mortgage. What do you mean temporary? Until they foreclose.

They have an all electric home. Everything in it is charged.

Yes, the kitchen is a bit small, but with a mortgage like this you won’t do much cooking anyway.

The current real estate market may seem utterly bleak andwell, it is! Sooner or later, however, it will turn around. When it does, you’ll look back on this rough stretch andlaugh.